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Step-by-Step: How to Report Spam Calls the Right Way (Free Mini-Guide Included)

By Richly Vanezia | Nov 4, 2025

Most people block or ignore spam calls. But that’s the wrong way. The right way is to log them and report them properly.

Here’s a simple step-by-step:

Log the date, time, and number.
Save any voicemails or texts.

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The 5 Red Flags of Illegal Calls Every Consumer Should Know — Free Checklist Inside

By Richly Vanezia | Nov 4, 2025

Spam calls aren’t just annoying — some are flat-out illegal. Knowing the red flags can protect you and set you up to take action.

Here are 5 signs to watch for:

Robotic or pre-recorded voice.
Fake or blocked caller ID.

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How to Get $25 Just for Switching Banks (My Experience)

By Richly Vanezia | Nov 4, 2025

Like most people, I stuck with my bank out of habit. But every month, I watched fees eat away at my balance and my interest earnings barely register. That’s when I realized: staying loyal was actually costing me.

So I started exploring alternatives — and I discovered something better.

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Turn Your Checking Account Into a Money Machine (Starting with a Free $25)

By Richly Vanezia | Nov 4, 2025

Most checking accounts are dead weight. They hold your money, but they don’t grow it. Worse, they tack on fees for “maintenance” or overdrafts — meaning you actually lose money just for keeping your cash there.

That didn’t sit right with me. So I found a smarter way.

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Smarter Banking vs. Traditional Banks: Why I’ll Never Go Back to 0.01% APY (and How You Can Get $25 Today)

By Richly Vanezia | Nov 4, 2025

When I finally looked at how much interest I was earning from my old bank, I was shocked. 0.01% APY. That means if I had $10,000 in savings, I’d earn $1 in an entire year.

Meanwhile, the bank was using my money to make thousands.

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How I Earn 4.50% on My Savings (Plus $25 Free Just for Joining)

By Richly Vanezia | Nov 4, 2025

If you’re still keeping your money at a traditional bank, you’re probably earning 0.01% APY (yes, that’s one-hundredth of a percent). That means if you had $5,000 saved, you’d make less than $1 in an entire year.

That’s when I realized — my bank was doing better with my money than I was.

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5 Reasons I Moved My Savings to Smarter Banking (and How You Can Grab $25 to Start)

By Richly Vanezia | Oct 28, 2025

For years, I stuck with a “big name” bank out of habit. My money just sat there earning almost nothing. One day, I realized my loyalty was actually costing me — in missed interest, hidden fees, and wasted opportunities.

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Why Blocking Spam Calls is Costing You Money (Download This Guide Instead)

By Richly Vanezia | Oct 28, 2025

Most people think the solution to spam calls is to just block them. But here’s the problem: blocking erases evidence. And without evidence, you can’t take action.

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