Finance
Step-by-Step: How to Report Spam Calls the Right Way (Free Mini-Guide Included)
Most people block or ignore spam calls. But that’s the wrong way. The right way is to log them and report them properly.
Here’s a simple step-by-step:
Log the date, time, and number.
Save any voicemails or texts.
The 5 Red Flags of Illegal Calls Every Consumer Should Know — Free Checklist Inside
Spam calls aren’t just annoying — some are flat-out illegal. Knowing the red flags can protect you and set you up to take action.
Here are 5 signs to watch for:
Robotic or pre-recorded voice.
Fake or blocked caller ID.
How to Get $25 Just for Switching Banks (My Experience)
Like most people, I stuck with my bank out of habit. But every month, I watched fees eat away at my balance and my interest earnings barely register. That’s when I realized: staying loyal was actually costing me.
So I started exploring alternatives — and I discovered something better.
Read MoreTurn Your Checking Account Into a Money Machine (Starting with a Free $25)
Most checking accounts are dead weight. They hold your money, but they don’t grow it. Worse, they tack on fees for “maintenance” or overdrafts — meaning you actually lose money just for keeping your cash there.
That didn’t sit right with me. So I found a smarter way.
Read MoreSmarter Banking vs. Traditional Banks: Why I’ll Never Go Back to 0.01% APY (and How You Can Get $25 Today)
When I finally looked at how much interest I was earning from my old bank, I was shocked. 0.01% APY. That means if I had $10,000 in savings, I’d earn $1 in an entire year.
Meanwhile, the bank was using my money to make thousands.
Read MoreHow I Earn 4.50% on My Savings (Plus $25 Free Just for Joining)
If you’re still keeping your money at a traditional bank, you’re probably earning 0.01% APY (yes, that’s one-hundredth of a percent). That means if you had $5,000 saved, you’d make less than $1 in an entire year.
That’s when I realized — my bank was doing better with my money than I was.
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